FAQs
Frequently Asked Questions
| Question |
How do I dispute a commercial debt?
| Answer |
If you believe that a commercial debt you have been asked to pay is inaccurate, incorrect, or otherwise not valid, you may have the right to dispute it. Here are the general steps you can take to dispute a commercial debt:
Review the debt: First, carefully review the debt in question to make sure that it is accurate and that you actually owe the amount being claimed. Check any contracts, invoices, or other documentation related to the debt to verify that the information is correct.
Communicate with the creditor: If you believe that there is an error or discrepancy in the debt, communicate with the creditor or debt collector in writing to dispute the debt. Be specific about why you believe the debt is not valid, and provide any evidence or documentation to support your claim.
Request verification: Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request verification of the debt. If you do so, the creditor or debt collector must provide you with written documentation that outlines the details of the debt, including the amount owed and the name of the original creditor.
Seek legal advice: If you are unable to resolve the dispute on your own, or if the debt is particularly complex or high-stakes, you may want to seek the advice of a qualified attorney who specializes in commercial debt disputes. An attorney can help you understand your legal rights and options, and can represent you in negotiations or legal proceedings, if necessary.
It’s important to note that disputing a commercial debt can be a complex and time-consuming process, and it’s often in your best interest to address the issue as soon as possible. If you are unsure about how to proceed, or if you have concerns about your legal rights, consider seeking the advice of a qualified attorney or financial professional.
about us
We are here to recover your past due receivables
At Melton Norcross & Associates, we want to earn your business.
Get started quick and easy:
Just send over a few accounts and let us show you first-hand what we do. We can have the debtor pay you directly.
Need prior references? Request now
If you have past-due accounts write-offs or judgments, we will recover them for you.
Save time | Let us do the heavy lifting.
Remove the Headache | Stay focused on your business.
David M. Roche
(Chairman and founder)
Over 1,300 Satisfied Clients
Throughout the US
Millions in Debt Recovered
Past Due Account Receivables
about us
We are here to recover your past due receivables
At Melton Norcross & Associates, we want to earn your business.
Get started quick and easy:
Just send over a few accounts and let us show you first-hand what we do. We can have the debtor pay you directly.
Save time | Let us do the heavy lifting.
Save money | We protect your receivables.
Remove the Headache | Stay focused on your business.
Need prior references? Request now
If you have past-due accounts write-offs or judgments, we will recover them for you.
David M. Roche
(Chairman and founder)
Have Questions? We have answers.
Over 1,300 Satisfied Clients
Throughout the US
Millions in Debt Recovered
Past Due Account Receivables
Over 1,300 Satisfied Clients
Throughout the US
Millions in Debt Recovered
Past Due Account Receivables
latest Blog
Learn some new info from our latest news
Using a Personal Guaranty Form
A Personal Guaranty Form is a promise made by an individual guarantor to repay the debt a business owes to another…
Outsource Your Debt Collection
Why it makes smart financial sense to outsource your company’s debt collection tasks to a commercial collection…
Special: Head to Head Challenge
when we contact businesses about their process for collecting their past due receivables, we are often told that…
Using a Personal Guaranty Form
How you can use a Personal Guaranty Form to Ensure a Client Pays You?If your business sells products or services to...
Outsource Your Debt Collection
Why it makes smart financial sense to outsource your company’s debt collection tasks to a commercial recovery...
Get Started
We Understand Your Goals & Expectations.
At Melton Norcross, our misson is to not only understand your goals and expectations for your collections but to meet and exceeding them.
Our highly knowledgeable and experienced team, combined some of the best resources and tools available for collections, gives you the highest probability of recouping your past-due receivables.